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Summer



Joined: 15 Feb 2007
Posts: 905

PostPosted: Thu Aug 16, 2007 1:13 am    Post subject: Reply with quote

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Last edited by Summer on Thu Aug 23, 2007 11:35 am; edited 2 times in total
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disengaging



Joined: 15 Feb 2007
Posts: 1342

PostPosted: Thu Aug 16, 2007 11:32 pm    Post subject: Reply with quote

Quote:
For now, since it would be SO difficult to move in TWO weeks to another rental by Sept. 1st-I have decided to stay here for now and "ride" out this storm.

Good! I'm glad you decided to stay. I think it will give you your best shot at recouping that money you laid out in advance--which I doubt you'd see otherwise especially if your landlord may end up filing bankruptcy.

Quote:
Still,if he is correct and I can stay-that is my best option.I do HATE living on the edge like this.


I know what you mean. With everything else going on in your life, it would be nice if you didn't have to add worrying about where you're going to live on top of everything else.

Quote:
I,m hoping for the best.I am even going to ask the landlord for the Bank's name and do you think it would be a good idea to ask them directly? Or just rely on what the landlord is telling me?


Honestly, I don't think the bank will tell you anything. The mortage is between the bank and your landlord and I don't believe legally they can discuss one of their client's financial matters with you as an outsider.

However, what you can do instead is just go down to your local courthouse and look up the records yourself! Anything that has been filed is a matter of public record and ANYONE can view it for the ASKING! I do this all the time myself. Just ask the records clerk--they're usually very helpful. If the bank is planning on foreclosing soon, you should be able to view the file and see what date the foreclosure sale is scheduled for--if it's gotten to that point yet. Oh, and when you look up the property (research the address) you will find out who holds the mortgage, and then you will know the name of the bank without having to ask your landlord.

Quote:

It is so damn HARD to trust anyone anymore due to my experience in dealing and being married to the n for so long.


"Trust no one" is my motto! I don't automatically believe anything anyone tells me. Hell, when my husband told me he was divorced, I didn't take his word, I went to the courthouse and looked up his divorce papers myself!

Really, nothing provides better proof than a nice visit to your local courthouse! Very educational too!

Good luck, and

Hugs!

Oh, and quite often you don't even have to travel any further than your computer, as many different states and counties have now put their public records right on-line! I've even found people's social security numbers while researching their public records on line! Anyway, if you want to try the internet first, here's a site to get you started.

http://publicrecords.onlinesearches.com/
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